Legal Disclaimer

Last Updated: February 16, 2026

The information provided by Smart Salary Tool ("we," "us," or "our") on smartsalarytool.com (the "Site") is for general informational purposes only.

1. Accuracy Disclaimer

While we strive to keep the 2026 SSS, PhilHealth, Pag-IBIG, and BIR tax tables up to date, all calculations provided by this tool are estimates only. We make no representation or warranty of any kind regarding the completeness, reliability, or accuracy of the results. Actual deductions may vary based on specific employer policies, rounding methods, or retroactive government adjustments.

2. Professional Advice Disclaimer

The Site does not contain financial or legal advice. The salary information and computation logic are provided for educational purposes and are not a substitute for professional payroll services or certified accounting advice. Before making any financial decisions or filing tax returns, we strongly encourage you to consult with a qualified professional or refer to the official portals of the BIR, SSS, PhilHealth, and Pag-IBIG Fund.

3. External Links Disclaimer

The Site may contain links to external websites that are not provided or maintained by us. We do not guarantee the accuracy or relevance of any information on these third-party websites.

4. Advertising & Cookies Disclosure

This Site may use Google AdSense to serve advertisements. Google, as a third-party vendor, uses cookies to serve ads based on your prior visits to our website or other websites. You may opt-out of personalized advertising by visiting Google Ads Settings.

5. Limitation of Liability

In no event shall Smart Salary Tool be liable for any loss or damage (including without limitation, indirect or consequential loss) arising from the use of this calculator. The use of any information provided on this site is solely at your own risk.

6. Non-Affiliation Disclaimer

SmartSalaryTool.com is an independent, community-driven resource. We are not affiliated, associated, authorized, endorsed by, or in any way officially connected with Smartsalary Pty Ltd (Australia), the Social Security System (SSS), PhilHealth, Pag-IBIG Fund, or the Bureau of Internal Revenue (BIR). All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.


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